Workers Compensation in Hanover and Gettysburg, PA
Protecting Employers and Employees in Hanover and Throughout Southern Pennsylvania Against Risk
Whether it’s a slip and fall that results from a misplaced storage device or an illness that’s contracted due to exposure to an unhealthy, airborne substance, the risks that employees face are many. These risks can become realities, and employees can therefore need medical attention. Employees can also therefore need time off of work. For these reasons and others, employees need protection. Employers can provide necessary protection to their employees by having workers compensation. At Barrick Insurance we have a comprehensive workers compensation program, which is flexible and also which we customize for individual clients.
We have vast amounts of experience providing workers compensation for businesses in different industries, and we work with A-rated carriers. This is why we’ll deliver to you the best possible workers compensation. We provide risk management services and also we offer payment options to clients. For these reasons, we help clients keep injuries infrequent and costs low, and also we make it easy for clients to get workers compensation.
Workers Compensation Coverage Details
Workers compensation covers accidents that occur and illnesses that are contracted while employees are on the job. Accidents and illnesses that workers compensation covers include violence, natural disasters, and occupational diseases. Workers compensation provides coverage for medical costs and also it provides income replacement.
Pennsylvania requires any business with more than one employee to have workers compensation. Regardless of a business’s size, it’s important that workers compensation meets the business’s needs. Workers compensation can be purchased as part of a program, which can range from ‘fully insured’ to ‘large deductible’ to ‘self-funded.’ We’ll help you select the right kind of workers compensation, and we’ll also help you select the right coverages. Additionally, we’ll ensure that the solution that you purchase is fitting.
Thorough, Strategy-Minded Agents Keeping You and Your Employees Secure
We go through a detailed and thorough process in order to find the right workers compensation for the businesses that we serve. We begin with examinations of declaration pages and then we assess businesses. Once we know and understand businesses’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.
Some of the companies that we serve have had claims, and for the companies that have had claims we implement employee injury reduction programs. For all companies, we provide guidelines for subcontractors. We review policies and payrolls quarterly, and this helps companies avoid audits, which can generate additional premiums. We include clients in review processes, and this ensures that clients understand their purchases and also that clients are aware of needs for changes to coverages.
Additional Workers Compensation Information:
- Workers Compensation Information and Resources (The Pennsylvania Department of Labor & Industry)
- Workers Compensation Details and Resources (The Insurance Information Institute (III))
- Workers Compensation Facts and Resources (The National Association of Insurance Commissioners (NAIC))
At Barrick Insurance we’re proud to provide workers compensation in Hanover, Gettysburg, York, Parkville, New Oxford, and East Berlin, PA. We also serve other areas in the state and we serve Maryland.