Call Us Today:
717.467.4253
Follow Our Blog

Professional Liability in Hanover and Gettysburg, PA

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Barrick Insurance, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Barrick Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Barrick Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Barrick Insurance

1401 Baltimore St
Hanover, PA 17331
Main office: 717-467-4253
Toll free: 800-548-9810

Our Providers

Testimonials

You provided us fast service for our Homeowner's Policy so our loan could be processed. What a great surprise when we got our Auto Insurance at half the price we were previously paying! Thanks to your courteous staff!!!
Vada & Stanley Sheeler, Hanover, PA
We bought our first house 14 years ago, Barrick Associates helped us to fulfill our insurance needs and at a great price we wouldn't change companies.
Steven & Diane Kagarise, Littlestown, PA
We were in a bind without insurance, and your agency was the only one that could help us out. Also the service was great. Thank you,
Mary C. Shildt, Littlestown, PA
You have a great staff, cheap rates and are always understanding. Thanks for a great service.
Crystal Treadway, Hanover, PA
I am well satisfied with the service and rates. Thank you.
Gerald B. Thoman, Hanover, PA
Yes, I am now 55 yrs. old and was dealing with your company since I was 16 yrs. Old, I am very satisfied with your service.
Allen E Mundorff, Hanover, PA
Any services that I have needed through out the years, has been very satisfactory. Your staff is very helpful. Thank you.
Donald A. Hinkle, East Berlin, PA
Thank you for coming to our rescue when we needed car insurance and homeowners insurance. We weren't happy the way our last company dumped us after over thirty years of good service. Your staff is very accommodating and cheerful. It means a lot to me when you can talk to a real person that is accommodating and happy to serve you! Thank you again!
Nancy E. Leese, Hanover, PA
I have been with you and your predecessor R.J. Topper Agency for 56 years. This is a testimony for it's self.
Rev Msgr. VIncent J. Topper, Harrisburg, PA
I am well satisfied.
Gloria A. Geesey, Spring Grove, PA
One phone call and all of my needs & requests are handled in a quick, professional, and courteous manner.
Hugh F. Hoffman Hanover, PA